Health & Dental Plans

The Association Health and Dental Plan is affordable supplemental health insurance that starts where government health coverage stops.

For prescription drug, dental and Core Benefits, choose from the Base, Bronze, Silver or Gold Health
and Dental Plans.

For dental and Core Benefits only, choose from the Base, Bronze, Silver or Gold Dental Plans.

Base Health and Dental

Basic prescription (generic) drug and dental coverage, and travel benefits

No medical underwriting required

Bronze Health and Dental

Increased coverage for basic dental services as well as prescription (generic) drugs, and travel benefits

Silver Health and Dental

Increased coverage for basic dental services as well as prescription (generic) drugs and travel benefits, and also includes hospital coverage

Gold Health and Dental

Increased coverage for basic dental services plus coverage for crowns, bridges, dentures and orthodontics, and more frequent recall visits

Also includes a higher level of coverage for prescription drugs (brand-name), travel and hospital benefits

No medical underwriting required for any of the Dental Plans

Base Dental Plan

Basic dental services (exams, cleanings, fillings, endodontics, periodontics, etc.)

Bronze Dental Plan

Increased coverage for basic dental services

Silver Dental Plan

Increased coverage for basic dental services with lower subscriber co-payments than Base Dental or Bronze Dental Plans

Gold Dental Plan

Increased coverage for basic dental services plus coverage for crowns, bridges, dentures and orthodontics, and more frequent recall visits

Included in all eight plans

  • Vision
  • Lifeline® Personal Respone Service
  • Diagnostic services (applies to Quebec residents)
  • Accidental dental
  • Survivor benefit
  • Ambulance services
  • Accidental death and dismemberment
  • Homecare and nursing
  • Prosthetic appliances and durable medical equipment
  • Health Service Navigator®
  • Hearing aids
  • Registered specialists and therapists
  • Chiropractor
  • Chiropodist & Podiatrist
  • Naturopath
  • Registered Massage Therapist
  • Psychologist or Psychotherapist
  • Approved Social Worker
  • Physiotherapist
  • Acupuncturist
  • Speech Pathologist/Therapist
  • Osteopaths
  • Dietitian